Insurers offering so-called Ruerup pension contracts to prospective retirees

Posted: July 21st, 2009 under Interested.

There are many assurers offering a so called Ruerup pension on the German market. Usually it is not easy for the private customer to find the right assurance company that fits best with the own needs. How can you find the right insurance for Ruerup pension covering your requirements at a good rate? The following site offers a free Ruerup insurance comparison: Ruerup Rente Berechnung. There you can obtain the appropriate Ruerup insurance offer out of the multitude of insurance companies.

For whom is a Ruerup insurance recommended? For business owners and for well-paid employees the Ruerup policy is a good chance to provide retirement pay and to save taxes at the same time. If you are searching a Ruerup insurer in Germany, you should take into consideration some important aspects:

Since 2005 there is the possibility to complete the own retirement pension by the conclusion of a Ruerup pension insurance. The Ruerup pension assurance is particularly interesting for those people who cannot contract a Riester pension assurance. With the Ruerup pension, the legislature gave self-employed persons the possibility to benefit from governmental support under their own private pension. The governmental-sponsored Ruerup pension is for business owners as interesting as for well-paid employees. For those groups of people it is the only possibility to get special tax deductions in retirement provisions since the possibility of special deductions for other private pension and life insurance contracts has been deleted by the legislature. Before choosing your German Ruerup insurance supplier, you should always ask for several offers. That can be done on the Internet: Ruerup Rente Vergleich. Business owners do not have the possibility to provide retirement pay by the so called Riester pension. So they could not benefit from public support. For this group of people now the possibility of taking tax benefits by contracting a Ruerup pension insurance does exist.

In the phase of paying contributions to the contract the paid-up capital is protected against distress. This means creditors of the insured person cannot distrain the Ruerup pension contract. The accumulated capital must remain for the insured person and the insurance must not be resolved before retirement. The capital that is accumulated in a Ruerup pension assurance is not affected by unemployment in the context of social welfare. This capital need not to be consumed before getting social welfare. As from 2005 contributions to newly arranged traditional private pension insurances and life insurances are no more tax deductible in Germany, the Ruerup pension assurance is a suitable alternative.